However, if you have a mortgage on your house, it is probably your lender will require you to hold a house owner’s coverage. Also, condominium boards typically require house owners to buy condo insurance whether or not they have a mortgage or not. Almost every state requires you to buy auto insurance coverage to protect against legal responsibility. And when you’re taking out a loan to buy your vehicle, it’s probably the lender will require you to buy an insurance coverage to protect its worth.
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